No matter the size of the group, when plan administrators engage SJB, they get far more than health coverage. Group clients—and their employees—benefit from valuable services from the knowledgeable experts at SJB.

Our comprehensive services include plan strategy and implementation; proposal development and analysis; product selection; carrier relations; educational services; and claim representation and appeal. We pride ourselves on our ability to tailor our services to the size of the group, to ensure employees get maximum benefit from the insurance services selected, and administrators experience worry-free plan management.

All groups from 2 to 2,000 members receive these valuable services from SJB:

  • Evaluation of all current benefits and their associated costs
  • Complete market review with quotes provided by an extensive array of competing insurance companies
  • Analysis of the market results and guidance through the decision process
  • Consultation that offers alternative solutions for budgeting concerns
  • Easy Apps secure online application processing for pre-screen ease
  • Billing audit for accuracy of enrollments and cost containment
  • Education, including benefit meetings, to assure all employees understand their coverage
  • Complete administration guide prepared for your benefits administrator (e.g., rate guide, enrollment forms, termination forms, COBRA forms)
  • Full-service staff to offer service to both the plan administrator and employees (e.g., claims issues, claims appeals, education of benefits, large claim audits, billing questions)

In addition, mid-size groups benefit from these services:

  • Five-year rate history to aid in benefits determination and decision-making
  • Complete COBRA, to help achieve management efficiency and assure compliance
  • Wellness programs that encourage healthy and productive lifestyles among employees and their families

Large groups receive these additional services:

  • Compliance review
  • Online benefit management tools
  • Open enrollment education and assistance
  • Review and discussion of claims report data (occurrences per year varies based on group size)
  • HR360 online
  • Employer legal library
  • Consultation services including bench-marking

70% of small businesses

say offering health benefits increases productivity by keeping employees healthy.

Source: Employee benefits research institute, “Small Employer Retirement survey”, 2002

3 in 10 small businesses

that offer retirement benefits say they help with recruitment and retention.

Source: Employee benefits research institute, “Small Employer Retirement survey”, 2002